Hall of Shame – Sprinkler Warranty on the Policy of an Insurance Agent’s Tenant?

This scenario represents an actual coverage flaw in an insurance program of a well run, profitable business. A tenant occupying a 5,000 square foot office suite in a 100,000 square foot 3-story building purchased an insurance policy including the following requirement: What did the “Schedule above” obligate this small tenant to maintain?… The sprinkler system was […]

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Are You Ready for Hurricane Storm Surge Risks?

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? More than 6.6 million homes on the Atlantic and Gulf coasts are at risk of hurricane storm surge, according to a report released by property analytics and data provider Core Logic. The […]

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Fire On the Boardwalk – Why business interruption coverage is a crucial element of a comprehensive risk management plan

KMRD - Are You Ready For One Minute From Normal?

It seemed inconceivable New Jersey’s Seaside Heights would be one minute from normal for a second time in two years. Yet, that is exactly what happened when wind-blown fire destroyed six blocks of boardwalk and nearly 50 businesses. Since fire is covered by a standard commercial insurance policy, businesses with adequate coverage will be compensated […]

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Is Your Insurance Coverage Keeping Pace?

KMRD Are You Ready for One Minute From Normal?

Insurance Journal recently cited a report indicating, “Commodity price volatility and the rising cost of raw materials such as steel are fueling a rise in rebuilding costs for plants and facilities, particularly for companies operating in the energy sector.” The report went on to warn this imbalance could potentially have disastrous consequences for companies that […]

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Disaster Recovery – Your help is needed

KMRD Are You Ready for One Minute From Normal?

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? With flowers blooming, birds chirping and hamburgers sizzling on the grill, what is there not to like about June? If you work for FEMA or the American Red Cross, or live in […]

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