Keep your mind on the road this holiday season – Kirk Salmon

Fact: According to an estimate released by the National Safety Council, roadside fatalities in 2016 reached 40,200. Not only was this a 6 percent gain from 2015, it was a 14 percent gain from 2014. Fact: According to the National Highway Traffic Safety Administration, in 2016 3,450 people were killed in motor vehicle crashes involving […]

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Don’t ignore risks of sexual harassment – Kirk Salmon

There has been no shortage of sexual harassment reports during the past year. Since many of these reports have been unpleasant, it can be tempting to turn away and believe sexual harassment happens only at other workplaces. While it is certainly true many workplaces are free of sexual harassment, statistics indicate risk is present and […]

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Risk can be found lurking in every business – Kirk Salmon

It is found in company parking lots, along footpaths leading to entrances, on factory floors and in corporate information systems. Each time a manager meets with a staff member in his or her office, risk is present. Risk can be present when it rains too little and when it rains too much. And as recently […]

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Home-based business? You need insurance for that, too

A survey fielded by a national alliance of business owners and their employees who offer insurance and financial services products has indicated almost 60 percent of home-based businesses do not have proper business insurance coverage. According to Pennsylvania Insurance Commissioner Jessica Altman, home-based businesses in the Keystone State are no exception. “Many Pennsylvanians run businesses […]

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Remembering Our Veterans – Kirk Salmon

More than 600,000 Union and Confederate soldiers had died by the time Robert E. Lee surrendered to Ulysses S. Grant to end the War Between the States in 1865. Even before the war had ended, women living in the Confederacy had been “decorating” the graves of fallen soldiers with flowers. After the war, the now […]

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8 Types of Business Insurance – Kirk Salmon

Organizations rely on business insurance to protect them from risks and threats to their operation. Simply, it means transferring risk to insurance products. There are various types of insurance for your business. A broker can help choose the right mix of insurance for your business by determining which coverages meet your exposures and risk appetite. […]

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Cyberthieves target small businesses, too – so defend well

Since big companies such as Target, with nearly 2,000 stores in the U.S., and Equifax, with more than $3 billion annual revenue, are targeted by cybercriminals, one might think small businesses would be considered small potatoes. Unfortunately, small businesses also are targeted with depressing frequency. According to the Congressional Small Business Committee, 71 percent of […]

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Identify, control and continually review hazards at work

Risk and insurance professionals are especially mindful regarding the importance of recognizing and eliminating hazards at the workplace. As in most things, an ounce of prevention is worth a pound of cure. These five steps can help set your company on the right course: STEP 1: Separate business hazards from risks. Before you can identify […]

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