Hall of Shame – Injury to Independent Contractors Exclusion Creates Severe Coverage Gap

Stress

This exclusion removes coverage for any work done by an independent contractor: Here is an outline of an everyday exposure for a typical (ABC) company that utilizes subcontractors (as you know, there are not many companies who do not use a subcontractor in some capacity): This exclusion removes coverage for any claims arising out of […]

Read more

Temp Service Agency Risk & Insurance Issues – Part 2

At our website www.oneminutefromnormal.com we ask visitors the question: What if an unscheduled event suddenly seizes control of your business? Are you ready? Following are additional risk and insurance considerations that can come from hiring temp workers: Auto – Auto risks are not just limited to a temporary employee driving on an organization’s behalf, but […]

Read more

Temp Service Agency Risk & Insurance Issues – Part 1 of 2

To prevent one minute from normal from arriving next time your organization hires a temporary worker, please contact your KMRD Partners relationship manager to review these and other risk and insurance considerations: General Liability – Your General Liability will apply if a temporary employee sues your company.  Loss experience can be protected by obtaining an […]

Read more

The Importance of Contracts

Contractual Risk Transfer

Bob Dietzel, co-founder and Managing Partner of KMRD Partners, recently spoke to the Philadelphia Chapter of the National Contract Management Association (“NCMA”) about the importance of contracts in transferring risk, claims and insurance coverage. “Contracts are a critical component of a risk management strategy. A well-written contract is the least expensive way to transfer risk.  […]

Read more

Bob Dietzel spoke to the National Contract Management Association on Insurance and Contracts

Bob Dietzel, co-founder and Managing Partner of  KMRD Partners spoke to the Philadelphia Chapter of the National Contract Management Association (NCMA ) about the importance of contracts in transferring risk, claims and insurance coverage. “Contracts are a critical component of a risk management strategy! A well written contract is the least expensive way to transfer […]

Read more

Construction Workplace Misclassification Act – More Hurdles to Overcome When Using Subcontractors – THE GREY AREA IS NOW GONE!

KMRD Are You Ready for One Minute From Normal?

Effective February 11, 2011, the Construction Workplace Misclassification Act in Pennsylvania  strictly regulates the use of individuals as independent contractors in the construction industry. If any worker who does not meet all of the following criteria is misclassified as an independent contractor, the hiring party business, and its officers and agents, may be civilly liable, […]

Read more

Got a Problem? We'd Love to Solve It!

Contact Us

top