Risk Control - KMRD Partners

Workers Compensation – Start the New Year Right With Safety and Loss Control Program Planning

January 6, 2016 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments

Taking risks with employee safety and health leads to injuries and losses exerting a negative impact on your organization’s bottom line. An effective safety and loss control program identifies and controls or eliminates hazards, so injuries and losses are prevented. The result is a more productive and profitable organization. To develop a safety and loss […]

Don’t Be Distracted By Ringtones, Alerts and Vibrations – Auto Fleet Safety

December 30, 2015 / by KMRD Partners / One Minute From Normal Series, Risk Control / 0 comments

According to a recent study by Florida State University, the distraction caused by a notification on your personal device – an inbound phone call or text, an alarm bell or even a vibration – is comparable to the effects caused when you make a call or send a text message. Anyone who had a science […]

Flood Insurance – Could your business be washed away by a flood or sewer back-up?

December 10, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

Pennsylvania is considered to be one of the most flood-prone states in the nation, with approximately 83,000 miles of river and streams and nearly 2,400 local governments enrolled in the National Flood Insurance Program (NFIP). Although flood and sewer back-up is excluded under most standard commercial property policies, sewer back up can be added as […]

Contingent Business Interruption Insurance – Are you protected from third party disruptions?

December 2, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

If you answer yes to any of the following questions, your company needs Contingent Business Interruption Insurance. Do any of your company’s operations heavily rely on a single or select group of third party providers of goods or services? Would a long-term computer outage disrupt your company’s ability to maintain normal business operations? Would losing […]

Business Auto Insurance Policy – Don’t Be Sideswiped By Negligent Entrustment

November 17, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

What if an unscheduled event suddenly seizes control of your business? Are you ready? With hazardous driving conditions about to return, it becomes even more important to examine the theory supporting negligent entrustment. The law maintains a company has a legal duty to investigate the driving records and qualifications of all potential drivers and take […]

Risks Ahead. WiFi Warning

October 30, 2015 / by KMRD Partners / Risk Control, Risks Ahead Series / 0 comments

Wi-Fi hot spots can leave you, your colleagues your staff and your hard won information wide open to hackers. Once they penetrate your server, all of your information is vulnerable, making you liable for any damages a party may bring in a breach allegation. This makes transferring risk through cyber insurance a critical component of […]

Negligent Entrustment – Auto Liability Insurance – Interlock devices save lives

October 6, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

According to Pennsylvania State Statute 75 §3805(a), all autos owned by DUI offenders may for a first offense and must for a second offense be equipped with ignition interlock devices for at least 1 year following license reinstatement. In New Jersey, a first time offender with a BAC greater than 0.15 must install an ignition interlock device. […]

Cyber Insurance Coverage – Beware Public Wi-Fi Risks

September 29, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

KMRD - Are You Ready For One Minute From Normal?

Features which make free public Wi-Fi hotspots desirable for honest citizens also make them appealing to hackers; namely, they require no authentication to establish a network connection. This enables hackers to obtain easy access to unsecured devices on the same network. The biggest threat to security on a public Wi-Fi network is the hacker’s ability […]

Don’t Forget To Test Your Business Continuity Plan

September 1, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

According to a recent survey of over 500 midsize business owners and C-level executives in the US, 59% had a formal, documented business continuity plan and 33% had an informal, verbal plan. 8% had no plan. Of those businesses with continuity plans, only 19% had actually tested them. (source: The Hartford) Additionally, the survey found […]

Cyber Insurance Coverage – Is a hacker riding shotgun in your company’s vehicles?

August 26, 2015 / by KMRD Partners / Insurance Coverage, One Minute From Normal Series, Risk Control / 0 comments

Today’s cars can stream music, place phone calls, navigate and much more. Essentially, they are smartphones on wheels. Just like smartphones, they can be hacked. “Software operating today’s vehicles easily have more than 100 million lines of code — more than a modern fighter jet, airliner or typical operating system such as Windows,” according to […]

1 2 3 4 5