KMRD XChange Risk Management System – What It Is, and Why It’s Useful

risk management system

Our award-winning, collaborative risk management system helps our team provide better customer service, faster turnaround times, and improves our ability to deliver more satisfied clients. In this article, we’ll explain why XChange is such a valuable risk management support tool for KMRD. People often ask us to describe our secret sauce, and it’s not easy to answer because there […]

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Top Reasons Why KMRD Should Be Your Outsourced Risk Partner

outsourced risk partner

Thinking about outsourcing risk management at your business? Well, you’re not alone. Outsourcing the risk management function can reduce costs and improve the quality of your risk management program. A key CFO role is to manage risk – and so it should come as no surprise most CFO’s want an insurance professional who is consultative, […]

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Public Announcement; Use Form-A-Tread To Create Long-lasting Non Slip Stair Treads To Prevent Workplace Injuries

non slip stair treads

By Bob Finkenaur and Bob Dietzel, ARM, CIC Looking for an easy and inexpensive way to reduce slips, trips and falls at your facility? In this public announcement we explain 6 qualities to look for and we introduce you to Form-A-Tread, one of the best stair tread products that companies use to improve safety on […]

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The Basics Of Arc Flash; And Why You Really Don’t Want To Perform The Arc Flash Hazard Analysis Yourself

arc flash hazard analysis

By Glenn Eglinton and Bob Dietzel, ARM, CIC Hotter than the sun, with temperatures that soar as high as 35,000°F, the “arc flash” produces a blinding flash of light – followed by a dynamite-level explosion – that can vaporize metal and seriously injure anyone in its path. In this article, we’ll explain the arc flash and […]

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Important Insurance Related Provisions within Commercial Contracts

commercial lease insurance provisions

Your insurance professional should review the insurance provisions in your contracts prior to signing the documents. Why? Because the insurance-related risks are not always obvious and may result in a costly uninsured surprise. Well-negotiated contracts can be the least expensive and most effective way to mitigate or transfer risks.  However, contracts with customers, suppliers, and […]

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Cyber Liability Insurance: Four Ways to Safeguard Your Small Business

Cyber Liability Insurance

Since big companies such as Target, with nearly 2,000 stores in the U.S., and Equifax, with more than $3 billion annual revenue, are targeted by cybercriminals, one might think small businesses would not need cyber liability insurance. This could not be farther from the truth. Unfortunately, small businesses also are targeted with depressing frequency. According […]

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Eliminate Workplace Hazards: Five Steps Every Business Should Take

Eliminate Workplace Hazards

Most risk and insurance professionals know how to recognize and eliminate workplace hazards. As in most things, an ounce of prevention is worth a pound of cure. Five Steps to Eliminate Workplace Hazards Step 1 – Know a real hazard when you see one Before you can identify and eliminate workplace hazards it’s important to recognize the difference […]

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Executive Perspective: Our Time to Lead; Risk Remains When Waters Recede

flood insurance

As I record these thoughts, Hurricane Irma has been downgraded to a tropical depression after having lashed Florida and more than a half-dozen Caribbean Islands. The storm led to 6.3 million Florida residents being ordered to evacuate, while more than 6.5 million are without electricity. Nearly one million Georgia and South Carolina residents are also […]

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