12 Situations When It Makes Sense to Use KMRD to Improve Your Claims Advocacy Process

KMRD Success Stories KMRD Claims Analytics Reduced Workers Comp Costs by $369,460 KMRD Lowers Losses and Reduces Costs by $500,000 KMRD Finds Money While Redesigning Processes; Generates 2,213% ROI   Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make […]

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Employers Should Inform Employees of Election to Reject Underinsured Motorist Coverage

Case Involving Underinsured Motorist Coverage Each state regulates the coverage form and requirements. For example, Pennsylvania requires all drivers purchase a $15K per person / $30K per accident bodily injury limit. Most commercial clients purchase a $1M limit. However some elect to purchase only the minimum limit required by State law because: Their drivers are not permitted […]

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From Gerry’s Desk – REMINDER – New Reporting Requirements from OSHA

In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but in addition, all work-related inpatient hospitalizations, amputations, and loss of an […]

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From Gerry’s Desk – New Reporting Requirements from OSHA

There is a new reporting requirement from OSHA affecting all employers. In the past, employers were only required to report a work-related fatality or when three or more workers were hospitalized in the same occurrence. It has now changed. Employers are required not only to report all work related fatalities within 8 hours , but […]

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Gerry’s Desk: Faulty Work of Subcontractor Does Not Constitute Occurrence In General Liability Insurance Policy

Background In the Kvaerner Metals vs National Union Fire Insurance Company ruling, the PA Supreme Court held faulty work of a subcontractor does not constitute an “occurrence” in a general liability insurance policy.  If there is no “occurrence”, coverage is not triggered. Prior to Kvaerner Metals vs National Union Fire Insurance Company, the general liability […]

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