KMRD Expands Human Capital Practice to Include Employee Benefits Solutions

My Benefits Advisor

KMRD, an award-winning risk management and human capital solutions firm expands its unique, service model to include Employee Benefits Solutions through a strategic partnership with My Benefit Advisor operated by Emerson Reid, LLC. KMRD Partners, Inc. is proud to announce an expansion of its human capital solutions practice through a formal partnership with My Benefit Advisor (MBA), […]

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Total Rewards: A Key Building Block to an Effective Talent Management Strategy

employee benefits health insurance

The business climate is hyper-competitive and in order for an organization to excel in the marketplace, attracting, retaining and motivating talent is essential. There is compelling evidence among top performing organizations that there is a solid link between business performance and effective talent management. Whether you are a growth-oriented middle market organization or a large […]

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Thank You and Happy Thanksgiving

Thanksgiving Day has been an annual holiday in the United States for more than 150 years. In addition to eating turkey, stuffing, sweet potatoes, creamed onions, cranberries and pumpkin pie, families and friends gather around the table to give thanks for all they have. In the spirit of Thanksgiving Day, we express our thanks to […]

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Flood Preparedness Resources List to Share with Friends and Loved Ones

flood preparedness resources list

With the recent hurricane and flood threat, our team prepared a list of flood preparedness resources for you to share with friends and loved ones. We wish you and your families a safe and secure week. Red Cross Flood Safety Checklist explains what to do in the case of a flood, which supplies to store, and what to do […]

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3 Things You Need to Know About Umbrella Insurance for Business

what is umbrella insurance

Your company’s general liability policy outlines the maximum amount your insurance company will pay against a liability claim. As a result, if your business is sued for $1,250,000 for medical costs associated with an injury caused by a worksite or product hazard, but your general liability coverage caps out at $1,000,000, your business will be responsible […]

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How to Choose the Best General Liability Insurance for Small Business

General Liability insurance protects assets by paying for obligations incurred if someone gets hurt on the property, by your product or when anyone employed by the business causes property damage or injury. It also covers legal defense costs and any settlement or award if the small business is successfully sued and the claim is valid. Want […]

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Proposed Update to FEMA Rules for Builders

The Federal Emergency Management Agency recently proposed updated FEMA rules for builders and homeowners requiring them to build on higher ground when using federal funds on construction projects situated in flood-prone areas. Construction projects affected by updated FEMA rules include buildings, roads and other projects receiving federal funds, as well as projects rebuilt with FEMA […]

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How Liability Insurance Protects You Against Pain and Loss in Your Business

liability insurance protects you against

Risk and potential loss is everywhere. What liability insurance protects you against is the potential for business ending claims – and lots of pain. It’s like a life preserver no business should be without. Liability insurance protects you against the risk of liabilities resulting from lawsuits and similar claims from third party persons or organizations attributing an injury to your business. […]

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Employee Benefits Programs Aid Talent Recruitment and Retention

employee benefits programs

As we bid Labor Day a fond farewell and look forward to fall with renewed energy, it seems fitting to note successful companies vigorously recruit and retain best-in-class employees with employee benefits programs. While many factors will influence a candidate’s decision to join and eventually remain with a company, having carefully designed benefits programs for employees […]

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