6 Critical Insurance Provisions in Commercial Leases

insurance provisions in commercial leases

Make sure to allow your insurance professional to review the insurance provisions in commercial leases prior to signing the documents. Why? Because the insurance-related risks are not always obvious and might result in a costly uninsured surprise. Commercial lease agreements can be complex and time consuming to negotiate. Business owners often fail to consult with their P&C […]

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The Benefits of Followership

followership

As we celebrate the Memorial Day and Independence Day holidays, it is appropriate to reflect on the qualities necessary to be a good leader. The legacies of some of America’s renowned generals appear to be a good place to start. Leaders get all the credit. Nearly 100,000 soldiers and sailors followed Alexander the Great during […]

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Ingrid Abell-Dunlap Joins KMRD’s Risk Management Team

KMRD Better Teamwork Leads to Better Risk Management

KMRD Partners is grateful for the addition of Ingrid Abell-Dunlap to our risk management team! “We are very proud Ingrid chose us and our model.” explained Bob Dietzel, KMRD’s Co-founder. “She is very well respected in the industry and brings another level of international expertise to our firm.” “Ingrid’s approach and process of selecting us re-validates […]

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The Promise of Insurtech

insurtech kevin mcpoyle

Disruptive technology is poised to shake up our industry. Following tectonic plate shifts in publishing, finance, investing, telecommunications, recorded music, information technology, retail, and even ride hailing services, insurance has been added to the queue. Disruption can be unsettling. While a brave few welcome new challenges and ways of doing things, the great many prefer […]

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10 Situations When You Need Pollution Liability Insurance

Pollution Liability Insurance

Oil and chemical companies understand the need for pollution liability insurance coverage. But they aren’t the only ones with potential exposure to pollution-related incidents. In fact, many other types of companies have uninsured pollution exposures. And it’s possible there are literally thousands of companies exposed and unaware of the financial risk they currently face. We can’t know for sure […]

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The Power of Good Press

Which industry is responsible for the following? Steps in to help put people’s lives back together again following floods, tornadoes, hurricanes and fire. Provides the means with which businesses can replace ruined property and equipment following a calamitous event. Employs approximately 2,500,000 workers in the United States, which is more than six times the membership […]

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How to Build a Productive Insurance Underwriter/Broker Relationship

insurance broker

When I consider friends and family who have been blessed with happy partnerships, I realize there are many roads to establishing a successful relationship. Yet, I also recognize there are a number of common factors which exist throughout the process. The same, I believe, can be said for the underwriter/broker relationship. While there are many […]

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WannaCry Ransomware: Everything You Need to Know

Risks in a business from data breaches and other malicious cyber acts just keep on growing. Due to potential limitations of standard liability coverage when dealing with the evolving cyber environment, forward thinking organizations are transferring their risk to cyber insurance products. While WannaCry ransomware cyber-attacks have slowed since being initiated on Friday, vigilance remains the […]

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Risk Perspectives: Where are the Thought Leaders in the Risk Insurance Industry?

risk insurance industry

Risk insurance industry representatives are rarely asked to weigh in on the pressing issue of the day. Within our culture, thought leadership and the risk insurance industry are rarely intertwined – and I think I know why. Thought leaders in the risk insurance industry are sought out for their opinions and ideas. We are experts […]

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