How to Build a Productive Insurance Underwriter/Broker Relationship

insurance broker

When I consider friends and family who have been blessed with happy partnerships, I realize there are many roads to establishing a successful relationship. Yet, I also recognize there are a number of common factors which exist throughout the process. The same, I believe, can be said for the underwriter/broker relationship. While there are many […]

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WannaCry Ransomware: Everything You Need to Know

Risks in a business from data breaches and other malicious cyber acts just keep on growing. Due to potential limitations of standard liability coverage when dealing with the evolving cyber environment, forward thinking organizations are transferring their risk to cyber insurance products. While WannaCry ransomware cyber-attacks have slowed since being initiated on Friday, vigilance remains the […]

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Risk Perspectives: Where are the Thought Leaders in the Risk Insurance Industry?

risk insurance industry

Risk insurance industry representatives are rarely asked to weigh in on the pressing issue of the day. Within our culture, thought leadership and the risk insurance industry are rarely intertwined – and I think I know why. Thought leaders in the risk insurance industry are sought out for their opinions and ideas. We are experts […]

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Updates to OSHA’s HazCom Standard – Safety Data Sheets – NOW IS THE TIME!

OSHA HCS Safety Data Sheets 2017

With the first anniversary of the final stage of the revised OSHA Hazard Communication Standard (HCS) approaching on June 1, it’s time to review requirements instituted under this revision – including updated Safety Data Sheets. The OSHA Hazard Communication Standard was revised to align with the Globally Harmonized System (GHS) of Classification of the Labeling […]

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12 Situations When It Makes Sense to Use KMRD to Improve Your Claims Advocacy Process

KMRD Success Stories KMRD Claims Analytics Reduced Workers Comp Costs by $369,460 KMRD Lowers Losses and Reduces Costs by $500,000 KMRD Finds Money While Redesigning Processes; Generates 2,213% ROI   Note: This content is provided as general background information and should not be taken as legal advice or financial advice for your particular situation. Make […]

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KMRD’s John Garber Nominated HR Consultant of the Year for Delaware Valley’s 2017 HR Person of the Year Awards

We are proud to report John Garber, Jr., CSP, SPHR, SHRM-SCP was recently named as a nominee for HR Consultant of the Year. The Award for HR Person of the Year The Delaware Valley HR Person of the Year Award was developed in 2001 to celebrate the Human Resources industry and to recognize those in the HR profession […]

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Employers Should Inform Employees of Election to Reject Underinsured Motorist Coverage

Case Involving Underinsured Motorist Coverage Each state regulates the coverage form and requirements. For example, Pennsylvania requires all drivers purchase a $15K per person / $30K per accident bodily injury limit. Most commercial clients purchase a $1M limit. However some elect to purchase only the minimum limit required by State law because: Their drivers are not permitted […]

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Here’s Why You Need Automobile Liability Insurance

According to an estimate released by the National Safety Council, a nonprofit safety advocacy group, roadside fatalities in 2016 reached 40,200. This was a 6% gain from 2015 and a 14% gain from 2014, impacting business automobile liability insurance rates. The Council also released these troubling findings: 47% of motorists reported they are comfortable texting while […]

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