Employers Prepare for Possible 6% PA Workers Compensation Insurance Rate Hike

PA Workers Compensation Insurance

Pennsylvania employers could face a 6 percent increase in workers compensation costs later this year. Employers may also witness a spike in claims formerly capped by Impairment Review Evaluations, as well as the possibility of past claims being reopened. This increase in the PA workers compensation insurance rate – the steepest rise recorded in the […]

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15 Construction Insurance Considerations to Help Manage Contractor Risk

construction insurance

Contractors should expect much more from their insurance brokers than to simply negotiate pricing and terms and conditions for their construction insurance programs. Safety, claims management, contractual risk transfer support, bid and accrual support, loss sensitive adjustment forecasting, construction defect allegation strategies and more are all important elements of a successful risk management program. Unfortunately, brokers […]

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KMRD welcomes Kirk Salmon to it’s risk management team

KMRD Better Teamwork Leads to Better Risk Management

KMRD Partners welcomes Kirk Salmon to KMRD’s Risk Management Team! As a Sales & Relationship Manager, Kirk Salmon will work closely with select prospects to evaluate their current risk and human capital management programs versus KMRD’s highly developed benchmarks. Once a relationship is established Kirk will “quarterback” the KMRD Service team to “plug the gaps” and […]

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6 Critical Insurance Provisions in Commercial Leases

insurance provisions in commercial leases

Make sure to allow your insurance professional to review the insurance provisions in commercial leases prior to signing the documents. Why? Because the insurance-related risks are not always obvious and might result in a costly uninsured surprise. Commercial lease agreements can be complex and time consuming to negotiate. Business owners often fail to consult with their P&C […]

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Ingrid Abell-Dunlap Joins KMRD’s Risk Management Team

KMRD Better Teamwork Leads to Better Risk Management

KMRD Partners is grateful for the addition of Ingrid Abell-Dunlap to our risk management team! “We are very proud Ingrid chose us and our model.” explained Bob Dietzel, KMRD’s Co-founder. “She is very well respected in the industry and brings another level of international expertise to our firm.” “Ingrid’s approach and process of selecting us re-validates […]

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The Promise of Insurtech

insurtech kevin mcpoyle

Disruptive technology is poised to shake up our industry. Following tectonic plate shifts in publishing, finance, investing, telecommunications, recorded music, information technology, retail, and even ride hailing services, insurance has been added to the queue. Disruption can be unsettling. While a brave few welcome new challenges and ways of doing things, the great many prefer […]

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10 Situations When You Need Pollution Liability Insurance

Pollution Liability Insurance

Oil and chemical companies understand the need for pollution liability insurance coverage. But they aren’t the only ones with potential exposure to pollution-related incidents. In fact, many other types of companies have uninsured pollution exposures. And it’s possible there are literally thousands of companies exposed and unaware of the financial risk they currently face. We can’t know for sure […]

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The Power of Good Press

Which industry is responsible for the following? Steps in to help put people’s lives back together again following floods, tornadoes, hurricanes and fire. Provides the means with which businesses can replace ruined property and equipment following a calamitous event. Employs approximately 2,500,000 workers in the United States, which is more than six times the membership […]

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How to Build a Productive Insurance Underwriter/Broker Relationship

insurance broker

When I consider friends and family who have been blessed with happy partnerships, I realize there are many roads to establishing a successful relationship. Yet, I also recognize there are a number of common factors which exist throughout the process. The same, I believe, can be said for the underwriter/broker relationship. While there are many […]

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WannaCry Ransomware: Everything You Need to Know

Risks in a business from data breaches and other malicious cyber acts just keep on growing. Due to potential limitations of standard liability coverage when dealing with the evolving cyber environment, forward thinking organizations are transferring their risk to cyber insurance products. While WannaCry ransomware cyber-attacks have slowed since being initiated on Friday, vigilance remains the […]

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